If you wish to discuss a negligence claim against a medical professional in Ontario, please contact us. The consultation meeting or telephone discussion will not cost you anything. A bit of free advice – any claim you intend to pursue must commence sooner than the two year anniversary of the treatment that you received from your medical health professional. There are exceptions. Don’t rely upon them.
People have a tendency to downplay their injuries because they do not want to be seen by others as complaining or needy. In fact, those that are more severely injured tend to downplay their injuries the most. Before you are convinced that your injuries don’t warrant some type of compensation, it is best to be examined by an independent medical expert. You may be entitled to lost wages, medical expenses, or compensation for pain and suffering.
The above settlement calculator should be used for more minor injuries. If you suffered a catastrophic brain injury, wrongful death, or another serious injury, or were permanently disabled, then you should not use this injury settlement calculator. Instead, you should seek counsel with a personal injury lawyer to accurately determine the value of your case and calculate the correct insurance settlement.
You may have read about a “multiplier” in personal injury or medical malpractice cases. Using a “multiplier” means that insurance companies calculate pain and suffering as being worth some multiple of your economic damages (medical bills and lost earnings). However, the “multiplier” concept should only be viewed as an very rough estimate at best. Juries do not use multipliers when they are in the jury room trying to determine your damages, and there are many other factors that affect the outcome of a case. Some of the factors that can greatly impact the value of a plaintiff’s pain and suffering damages are the following:
Car insurance policies that extend beyond personal injury protection (PIP) generally provide coverage for most types of damages, including pain and suffering claims. The two most common types of auto insurance coverage are bodily injury (BI) and uninsured/under-insured (UM) motorist coverage. Both BI and UM can be used to cover pain and suffering, but only up to the amount of the policy limits. Bodily injury coverage most commonly has two policy limits, or split limits.
Car insurance policies that extend beyond personal injury protection (PIP) generally provide coverage for most types of damages, including pain and suffering claims. The two most common types of auto insurance coverage are bodily injury (BI) and uninsured/under-insured (UM) motorist coverage. Both BI and UM can be used to cover pain and suffering, but only up to the amount of the policy limits. Bodily injury coverage most commonly has two policy limits, or split limits.
It may not be so easy to file a personal injury lawsuit against a hospital or other health care facility, if what went wrong was limited to the quality of medical treatment you received from a doctor. That’s because in many cases, a physician is not an employee of the hospital, but an independent contractor. So, the hospital may not bear the kind of vicarious liability that typically exists in an employer-employee relationship.
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